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Insights

The latest in life and legacy planning.

Plain-language answers to the questions families actually ask, from wills versus trusts to what really happens in probate.

From Lettau’s Letters — read and subscribe on Substack.

Jan 24, 2026

What Love Looks Like in Legal Form: Planning for Loved Ones with Special Needs

What happens when I am no longer here?

Jan 19, 2026

Frozen Accounts, Court Delays, and Grief: What Happens in the Probate Process

Why I advocate avoiding it.

Jan 14, 2026

Do I Need a Trust?

The most common question that I receive.

Jan 12, 2026

Wills vs. Trusts: How to Choose the Right Tool to Protect the People You Love

When you begin thinking about estate planning, one of the first questions you might ask is whether you need a will, a trust, or both.

Dec 28, 2025

Passing Down More Than Wealth — Ethical Wills, Legacy Letters, and the Family Mission

When we think about legacy, most of us picture tangible assets: homes, investments, heirlooms, and documents that determine who receives what.

Dec 23, 2025

Quick lowdown on significant ABLE change

In 2026 more people will be “able” to use these accounts.

Dec 20, 2025

ABLE Accounts Explained: History, Purpose, and the Important Expansion Coming in 2026

For individuals with disabilities and the families who support them, financial planning has long involved navigating a difficult balance: saving for the future while preserving eligibility for essential public benefits such as SSI and Medicaid.

Dec 19, 2025

Got Retirement Savings? Must Read …

The SECURE Act 2.0 reshaped retirement planning. Learn how these changes impact your loved ones and why proper planning matters now.

Dec 14, 2025

Tomorrow is never promised...

Accidental death at 39: here is what you need to know.

Dec 6, 2025

Caring for Aging Parents: How to Protect Relationships and Plan Ahead

When adult siblings come together to care for aging parents, something unexpected often happens.

Nov 29, 2025

The White Elephant Gift Nobody Wants: Family Conflict & Chaos

Your legacy shouldn't be left to chance.

Nov 21, 2025

The Gift My Parents Gave Me—and Why We Need to Talk to Our Loved Ones Now

The holidays are one of the few times when families slow down, share space, and reconnect.

Nov 14, 2025

What to Do When You’re Ready to Create Your Estate Plan but Your Spouse Isn’t

When you are ready to finally put an estate plan in place, it is natural to feel excited and relieved.

Nov 7, 2025

Honoring Your Sacrifice: Estate Planning Essentials for Military Families...

Each year on November 11, the nation pauses to honor the courage and sacrifice of those who have served in the Armed Forces.

Nov 1, 2025

How to Keep Wealth in Your Family for Generations...

The mindshift to legacy.

Oct 30, 2025

Estate Planning Awareness Week: Why Planning Is the Greatest Gift You Can Give Your Loved Ones

October 20 to 26, 2025, is Estate Planning Awareness Week, a national observance created to encourage Americans to think about what will happen to their loved ones and their assets after they die.

Oct 30, 2025

Estate Planning for Unmarried Couples: Protecting the Life You’ve Built Together

You’ve built a life with someone you love, sharing a home, experiences, and maybe even finances, but without legal marriage, the law doesn’t automatically recognize your relationship.

Peace of mind starts with a conversation.

A short, private call to understand your situation and your options, in plain language, with no pressure.

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